Last updated: May 21, 2026
We collect information you provide directly, including: full legal name, date of birth, last 4 digits of SSN, address, phone number, employer information, credit reports, and government-issued identification documents. We also collect usage data and log information.
We use your information to: generate dispute letters on your behalf, track dispute progress, provide AI-powered credit guidance, communicate with you about your account, and improve the Platform.
We implement bank-grade security measures including: TLS encryption for data in transit, AES-256 encryption for data at rest, masked SSN storage (last 4 digits only), secure document storage with access controls, and comprehensive audit logging.
We do not sell your personal information. We may share information with: credit bureaus (Experian, Equifax, TransUnion, LexisNexis) as part of the dispute process at your direction, service providers who assist in Platform operations, and as required by law.
You have the right to: access your personal data, request correction of inaccurate data, request deletion of your account and data, export your data, and withdraw consent at any time.
This Platform operates in accordance with the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA). We support your rights as a consumer under these laws.
For privacy-related questions or requests, contact us through the Platform's messaging system.